1. Explain the concept of 'ethical monotheism'?
Can there be ethics independent of religion or does our ethical and/or moral system directly derive from our religious beliefs?
2. Explain how Coverage C is affected by Additional Limits of Liability for Coverages A, B, C and D when only a loss to personal property occurs.
3. Describe what amount an insurer will pay using the Personal Property Replacement Cost Loss Settlement endorsement.