Problem
Doug is employed as a delivery driver for a pizza restaurant. When delivering pizza, he uses his own vehicle, which is insured under his PAP. Doug is seriously injured during a pizza delivery when his car is struck from behind by a hit-and-run driver. The pizza restaurant's workers compensation insurer, Delmond Insurance, pays Doug for his medical expenses and lost wages. Delmond Insurance decides to seek reimbursement from Doug's PAP insurer under Part C of Doug's policy.
Explain the basis of Delmond's claim and what will likely occur in Delmond's attempt to assert it.