Excel Precision Inc. recently lost a lawsuit in a business dispute. The judge ordered the company to pay the plaintiff $200,000 in on year. Excel's attorney advises the company to appeal the ruling. It is likely that the company will lose again and still be required to pay the $200,000. However, by appealing, Excel moves the $200,000 payment to year 2, in addition to attorney fees of $15,000 for the extra work. If the interest rate is 6 percent, what decision should the company make?