Homework
The goal of this homework is to see how a successful European retail banking organization confronts the opportunities and challenges of globalization.
Task
a. Describe and evaluate the Country/Political Risk faced by this organization and describe its successes and failures.
b. What has been the lending strategy followed by Santander? Are lending decisions based on the credit background of the borrower, or on the riskiness of the venture? How do they manage risk? How do they finance their loans? Why is there so little cross-border borrowing?
c. How is the lending strategy different to US commercial banks?
d. As a consultant to the CEO, what would you suggest Magda Salarich do now? Obtain, identify and evaluate the data and conduct a multi-perspective analysis of the evidence to make a logical recommendation for solving the problem with a global perspective.
e. Defend your recommendation and communicate your beliefs clearly and accurately.
Format your homework according to the give formatting requirements:
a. The answer must be double spaced, typed, using Times New Roman font (size 12), with one-inch margins on all sides.
b. The response also includes a cover page containing the title of the homework, the course title, the student's name, and the date. The cover page is not included in the required page length.
c. Also include a reference page. The references and Citations should follow APA format. The reference page is not included in the required page length.