Evaluate payment method and suggest your preferred method


Problem

The SHP CEO has established his office in New York and acquired a Jaguar for £35,000 using a three-month payment plan. He possesses adequate funds in his New York City bank account, where the monthly interest rate is 0.35% compounded monthly, to cover the car's cost. Presently, the spot exchange rate stands at $1.45/£, while the three-month forward exchange rate is $1.40/£. In London, the money market interest rate for a three-month investment is 2.0%. The two payment options are available for buying the Jaguar,

i. Purchase a £35,000 forward with the funds kept in the US bank.

ii. Purchase a certain number of pounds at the current spot rate and invest the amount in the UK for three months until its maturity value reaches £35,000.

You are required to evaluate each payment method and suggest your preferred method with workings.

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Finance Basics: Evaluate payment method and suggest your preferred method
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