1. During the 2007-2009 Financial Crisis, credit spreads between rates on Baa corporate bonds and US Treasury bonds
A. rose by more than 4 percentage points
B. decreased by more than 6 percentage points
C. decreased by more than 8 percentage points
D. none of the above
2. The requirement that a borrower have more collateral than the amount of the loan is called a
A. repossession
B. revaluation
C. loan adjustment
D. haircut