1. A stock dividend is distributed to the company's
a. individual creditors.
b. bank lenders.
c. suppliers.
d. stockholders.
2. Diversifying among stocks based in countries outside the United States
a. makes your portfolio less vulnerable to conditions in the United States.
b. is too expensive to use as a means of diversification.
c. makes your portfolio's returns less volatile because foreign stocks are less volatile than U.S. stocks.
d. is too risky for individual investors to consider.