Question: What is the main difference between Accounts Receivable (A/R) and Notes Receivable (N/R)? Question Select one: a. A/R accounts are customer accounts; N/R accounts are never from customers. b. A/R represents amounts the company owes to others; N/R represents amounts owed to the company. c. A/R is an asset; N/R is a liability. d. N/R accounts are secured by a promissory note; A/R accounts are not.