Discuss why life insurance needs should not be based on a, Finance Basics

Discuss why life insurance needs should not be based on a

1. Life Insurance Needs. Discuss why life insurance needs should not be based on a family's dreams for the future.

2. Budget Method. Describe the budget method to determine the amount of life insurance needed. What elements must be considered in making this calculation?

3. Factors Affecting Premiums. List and briefly discuss the factors that affect an individual's life insurance premium.

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