Discuss the type of individual securities or mutual funds that you believe are suitable for an aggressive investor whose primary investment goal is capital accumulation over the longer term (say 10 years or more) and why. Now think about an investor and discuss the advice you would give him or her if he or she had a low tolerance for risk, a shorter time horizon, and a need for current income. Do you take taxes into account when making your recommendations? Please be specific in your answer.