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Discuss the reasons for having health insurance coverage

Discussion: Reasons For Having Health Care Insurance

1. Discuss the reasons for having health insurance coverage.
2. Are there individuals who choose not to be covered by health insurance; and why?
3. Why are there copays? Are they necessary? How are they determined?
4. Are different levels to health care insurance truly necessary?

The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.

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