Question: What is the difference between an explanation of benefits and a remittance advice? The explanation of benefits goes to the patient. The remittance advice goes to the doctor's office, clinic, or hospital. The explanation of benefits goes to the doctor's office, clinic, or hospital. The remittance advice goes to the patient. The explanation of benefits goes to Medicare and Medicaid patients. The remittance advice goes to patients who have private insurance. The explanation of benefits goes to patients who have private insurance. The remittance advice goes to Medicare and Medicaid patients.