Jeff and Carla Cole driving separately from San Luis Obispo,California, to north shore of Lake Tahoe, distance of 425 miles. Jeff leaves San Luis Obispo at given time 11:00 A.M. and averages 55 miles per hour on drive. Carla leaves later, at 1:00 P.M., but averages 65 miles per hour. Determine which person arrives in Lake Tahoe first?