Problem
A group of 728 women from the UA campus were recruited to participate in a research study to determine the risk of developing depression. At the beginning of the study, 38 women were diagnosed as depressed. Over the course of a year, an additional 23 women were diagnosed with depression (3 in October, 15 in November and 5 in December). Over the year, 3 deaths among these women were attributed to depression. The likelihood that a UA woman will develop depression in a year is