Proficient-level: "What is the future value of a $900 annuity payment over five years if interest rates are 9 percent?" (Cornett, Adair, & Nofsinger, 2016).
Recalculate the future value at 8 percent interest, and again, at 10 percent interest.
Distinguished-level: Describe the relationship between changes in interest rates and the ensuing changes in future values.