If you were in charge at any company you know about, based on what you have read, what would you choose? Why?
1. Defined benefit (traditional pension) or defined contribution (401k, 403b, etc.) retirement plan?
2. Managed-care health plan (HMO, PPO, etc.) or consumer-directed (HSA, FSA, etc.)?
3. Traditional separate vacation and sick leave, or a combined PTO (Paid Time-Off) bank for all types of leave?