Question: Omnibus clauses generally define a class of insureds in terms of a relationship to the policyholder; e.g., resident relatives, permissive users. Classes of insureds under the liability coverage of a personal auto policy (PAP) include all of the following, EXCEPT Group of answer choices Named insured(s) Permissive users Any relatives Any other person or organization vicariously liable for the use of a vehicle by an insured (e.g., employers)