Problem:
You own a used car dealership. Most of your inventory is only a few years old, with very low mileage. One day, your 16-year old relative approaches you and asks if you can help them out. They have few dollars to put down on a vehicle, but they cannot cover the total cost. They are hoping they can just pay you, over time, for the additional amount.
Q1. Defend why you should turn your relative away, and not go through with this deal?
Q2. What are some other options you could suggest to your relative that would not put you in as much of a liability risk?