Problem: E-Commerce companies face a number of issues when dealing with various payment systems. VISA has a program called the CISP program that is a standardized audit of all systems for companies that handle on line transaction processes. However, as in the case of choice point these standards did not work the way that they were intended to. Review the CISP standard and the security breach at Choice point, how would you have handled it differently, what do you think are the flaws in the system?