Problem: Analysts will have to compute the percentage of debt and equity in the capital structure in order to assess solvency risk (as discussed in Chapter 5). Also, the percentages are necessary to estimate the weighted average cost of capital used in certain valuation models (discussed in detail in Chapter 11). Using the balance sheet, income statement, and Notes 6 and 7, compute the percentage of capital provided by lenders as of January 31, 2021 (i.e., the percentage of debt capital).