You are comparing two annuities which offer monthly payments for ten years. Both annuities are identical with the exception of the payment dates. Annuity A pays on the first of each month while Annuity B pays on the last day of each month. Which one of the following statements is correct concerning these two annuities? a. both annuiities are of equal value today b. annuity B is an annuity due c. Annuity A has a higher future value than Annuity B d, Both annuities have the same future value as of ten years from today.