1. Commercial banks generally charge lower interest rates than other lending institutions because
A. they usually take only the best credit risks
B. they make shorter term loans
C. depositors require lower rates
D. they get their funds in the open credit market
2. All of the following is information required to create a net present value profile except for which one?
A. NPV at a 0 discount rate
B. NPV at the risk-free rate
C. NPV at the cost of capital
D. IRR of investment