Cindy, the Assistant Vice President of Engineering/Administrative    Services at Blue Cross Blue Shield Rhode Island (BCBSRI), has seen all  of the   OSHA statistics:
In 2000, 1.8 million workers in the United States reported    work-related musculoskeletal disorders (MSDs) such as carpal tunnel  syndrome,   tendonitis, and back injuries. MSDs accounted for 34% of all  lost workday   injuries and illnesses (nearly 600,000 cases annually),  and $1 of every $3   spent for workers' compensation was for MSD related  injuries (nearly $20   billion annually).
Also the costs associated with injuries are significant (see Exhibit 1    for data from BCBSRI's workers' compensation insurance carrier for  Carpal   Tunnel injuries in particular). With the majority of the work  force in   administrative and customer service positions, ergonomic  factors are an   important concern.
While BCBSRI had a limited ergonomics program (easily managed by one    person), in 1999 the company had 8 MSD workers compensation cases that    resulted in 345 lost work days. Recognizing that their workplace had    ergonomic issues, Cindy needed to formulate a plan to revamp their  limited   program and effect changes. Her biggest concerns were:
     What are the most effective ways (in terms of both costs and impacts)   to intervene and prevent injury?
     How can she communicate the hazards to the chief financial  officer to get   the financial resources required to alter workstations  and enhance training?
Exhibit 1 - Carpal Tunnel Statistics
| 
   
 | 
 Without Surgery 
 | 
 With Surgery 
 | 
| 
 Direct Costs 
 | 
 $8K - $12K 
 | 
 $30K - $35K 
 | 
| 
 Indirect Costs 
 | 
 $16K - $48K 
 | 
 $60K - $140K 
 | 
| 
 Total Costs 
 | 
 $24K - $60K 
 | 
 $90K - $175K 
 | 
| 
 Time Away From Work 
 | 
 weeks to months 
 | 
 4-6 weeks minimum 
 | 
Direct Costs include wages, hospital bills, medication, physical therapy,   medical supplies, etc.
Indirect Costs are estimated at two to four times direct costs and    include lost productivity, wages for temporary workers, time to train  temps,   overtime, stress, etc.