1. Ron's PAP has a $500 deductible for Collision and a $0 deductible for Other than Collision. Ron collides with a wild deer, causing $6,000 of damage to his car. He can recover from the insurer:
A) $5,500
B) $6,500
C) $0
D) $6,000
please explain
2. Chuck has an accident in which he is at fault. His liability limits on his PAP are 100/200/50. Five people besides Chuck are injured in the auto accident. Assuming that the following claims are paid in the order in which they are listed, how much will Chuck's insurer pay, in total, for all the bodily injuries?
Joe = $75,000
Mama = $125,000
Fred = $2,500
Granny = $2,500
Bo = $5,000
A) $185,000
B) $75,000
C) $200,000
D) $100,000
please explain