What is a tort and what are the elements and defenses? What are the three categories of intentional tort? What is negligence and define each element? In a short paragraph, summarize the Gramm-Leach-Bliley Act. What is product liability and what are the theories of recovery? Define Product Liability and the theories of recovery. What is the difference between products and services? Why is this important? What are punitive damages and why is there a limit on punitive damages? Finally, what is the difference between the statute of repose and statute of limitations?