Question:
Many potential investors feel CD's are safe investments as well. Certificates of Deposit (CD's) offers varying interest rates based on a certain time period of investment. Inflation could certainly represent an impact to purchasing power and impact the return of your investment although probably minimal given a short-time period. An additional risk involves penalty fees (i.e. early withdrawal, etc.) which can erode your promised return significantly.
Is there such a thing as guaranteed returns? Can banks guarantee investors a certain return without any risk?