Calculate the return on a stock over the one year holding period March 31, 2015 to March 31, 2016 using the following information:
- The closing price of a stock on March 31, 2015 was $154.68.
- The stock paid dividends of $1.20 per share April 20 and July 20.
- The stock split 3:1 on August 8.
- The stock paid $0.40 per share on October 20 and January 20.
- The closing price of the stock on March 31, 2016 was $65.21 per share.