Tina Mier must pay a $5,000 furniture bill. A finance company will loan Tina $5,000 for 8 months at a 9.21% discount rate. The finance company told Tina that if she wants to receive exactly $5,000, she must borrow more than $5,000. The finance company gave Tina the following formula: What to ask for = Amount of cash to be received 1 − (Discount rate ×Time of loan) a. Calculate Tina’s loan request. (Do not round intermediate calculations. Round your final answer to the nearest cent.) Loan request $ b. Calculate the effective rate of interest. (Do not round intermediate calculations. Round your final answer to the nearest hundredth percent.) Effective rate of interest %