You have won the $90,000,000 Powerball Lottery jackpot. You have the option of either receiving $3,000,000 per year for 30 years or receive a lump-sum payment today totaling $40,000,000. Before you decide which option to select, you need to understand what discount rate the Lottery Commission used to determine the lump-sum payout. You can then compare to the investment options you have available for the funds received. Calculate the discount rate use by the Lottery and PLEASE show all calculations.