The value of the assets held by an investment fund on January 1, 2012 was £1.3 million (note that £ is the symbol for the British Pound, the currency of the United Kingdom). On September 30, 2012, the value of the assets was £1.9 million. On October 1, 2012, there was a net cash outflow from the fund of £0.9 million. On December 31, 2012, the value of the assets was £0.8 million. Calculate the annual effective time weighted rate of return for 2012 and the annual effective dollar-weighted rate of return for 2012 to the nearest.