Calculate banks net interest income in dollars


Problem 1) One year zero coupon US selling $950.57 and UK938.97, both face value 1000 ($1,000 in US, 1,000 in UK). Spot ex rate is $2.0609/bp and one year forward rate is $2.0403/bp

a) Calculate one yr interest rates in US and U.K

b) Calculate & report 1 year forward discount (%) or premium (%) for BP

c) Interest rate parity holding? why or why not? use formula iUS=iUK+/-%BP

d) How can you make arbitrage profits with 1m us or 1m uk

e) Show calculation arbitrage trading and calculate arbitrage profits

Problem 2) U.S BANK HAS $120M of dollar dominated loans @8% and $80m of dollar donominated deposit at 6% and $40m of british pound denominated deposits 5.5%. current ex rate is $2.00/bp. calculate banks net interest income in dollars under following assumptions.

a) Exchange rate stays same

b) Exchange rate $2.18bp in one year

c) Exchange rate $1.90 bp in one year

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Finance Basics: Calculate banks net interest income in dollars
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