Norm and Sophia Panifil are married and have purchased a comprehensive major medical policy which covers them and their two sons, Albert and Bartholomew. The policy has a $500 calendar year family deductible, $2,500 stop-loss provision, and an 80/20 coinsurance clause. The following loses occur: On January 1, 2016 Sophia was treated for an infection at a cost of $200, on July 1, 2016 Albert was treated for an injury suffered while waterskiing at a cost of $10,000, on December 5, 2016 Norm underwent eye surgery at a cost of $5,000, and on January 5, 2017 Bartholomew was treated for a broken leg at a cost of $2,000. How will each of these losses be divided between the insurer and the insured? (Show all keystrokes, calculations, etc.)