1. Bank Management: The balance sheets of savings institutions consist mostly of:
Consumer loans and high quality corporate bonds
Commercial loans and small time deposits
Residential mortgages and corporate bonds
Residential mortgages and time deposits
2. Bank Management: Bank liabilities consist mostly of
Reserves
Demand and time deposits
Holdings of investment securities
Savings deposits
Real estate and commercial loans
3. ___ is considered the most important aspect of financial regulation in the United States
Securities trading
Fair competition
Equal housing opportunity
Information disclosure
Low inflation and high employment
4. In the FDIC Risk-Based Bank Classifications, a bank is adequately capitalized - among other conditions - if its ___ is at least ___
Total risk-based capital; 5%
Total risk-based capital; 6%
Tier 1 risk-based capital; 6%
Tier 1 risk-based capital; 4%
None of the above