Victoria has $200 of her birthday gift money saved at home, and the amount is modeled by the function h(x) = 200. She reads about a bank that has savings accounts that accrue interest according to the function s(x) = (1.05)x - 1. After combining the two functions, the new function is g(x) = 200(1.05)x - 1. Using complete sentences, explain what this new function means.