Provided the following balance sheet, answer the questions below: Assets Liabilities Required reserves $8 M Checkable deposits $100M Excess reserves $3 M Bank capital $6 M T-bills $45 M Commercial loans $50 M a. What is the required reserve ratio? b. What are the total reserves this bank holds? c. What are the bank’s risk weighted assets? d. If the bank commits to another $15 Million in its commercial loans, how has the capital ratio changed?