Develop two- to three-page paper (excluding title and reference pages) focusing upon the selection of most relevant factors to suggest in a personal bankruptcy. You need to address the following:
• Explain the factors you should consider when assessing the choices related to declaring personal bankruptcy.
• Explain why personal bankruptcy should be the choice of last resort.
You must use at least two scholarly sources, in addition to the textbook, and follow APA guidelines as outlined in the approved APA style guide. Please cite all cite material