Amortization schedule with periodic payments. Moulton Motors is advertising the following deal on a used Honda Accord: "Monthly payments of $245.00 for the next 48 months and this beauty can be yours! The sticker price of the car is $9, 845.00. If you bought the car, what interest rate would you be paying in both APR and EAR terms? What is the amortization schedule of these forty-eight payments?