Alice Larson’s employer provides her with health insurance in the Goodlife Insurance Company. Alice is also covered by her husband Bob’s insurance policy in GCD Health corp. Both insurance companies pay 80% of all medical expenses. Alice’s psychiatrist requires her to pay at the time of service and file her own claim with her health insurer. Each session costs Alice $150. Alice files claims with both health insurance companies
• Why can’t Alice receive more than $150 in reimbursements for each visit?
• What principle of insurance contracts is involved?