Question: The advantage to criminals in using a money wiring system such as Western Union or Moneygram is that: a. Moneygram and Western Union are located in every major city in the United States. b. Moneygram and Western Union will refund money sent for fraud. c. the money is recoverable by law enforcement with a court order. d. the money is virtually unrecoverable with no recourse for the victim of the fraud.