A problem with third-party financing of so much of health care is that
a. it reduces the quality of health care received by most people.
b. it discourages physicians from getting second opinions and running enough tests to be sure the right procedure is followed.
c. it causes the demand for medical services to increase, which causes health care costs to increase.
d. it discourages people from relying on the judgements of physicians in making decisions about health care.