A piece of airport baggage handling equipment can be purchased for $60,000 cash or for $65,000 to be financed over 50 months at 0% interest. This special offer is good for only the next two days. The salesperson states that at least $14,000 can be saved by the 0% offer compared to their "traditional" financing plan at 0.75% per month over 50 months. Is this claim really true?