TRUE or FALSE?
1. A mortgage with an APR higher than normal is a subprime mortgage.
2. Whether or not you itemize your tax deductions, you reap tax benefits due to the tax deductibility of the interest payments on your mortgage.
3. Most home owners have complete autonomy to remodel their dwelling to suit their own needs and tastes.
4. When making a smart purchase you don't need to consider such charges as delivery fees, installation fees or service costs as these are already included in the purchase price.