Please answer the following questions (give the explanation)
1. A loan with negative amortization always leads to:
a) Foreclosure
b) Lower monthly payments
c) A higher principal balance
d) Lower interestpayments
2. Equity can build up in a property by:
a) Price appreciation and positive loan amortization
b) Price appreciation and negative loan amortization
c) Price depreciation and positive loan amortization
d) Price depreciation and negative loan amortization