a. Janet is the risk manager of Daily News, a daily publication in a highly competitive market. She wants to be certain that the newspaper will continue to be published if the company's printing facilities are damaged or destroyed by a covered cause of loss. What type of insurance can Janet purchase to cover the added cost of continuing to print the paper after a physical damage loss has occurred?
b. James opened a bookstore in a mall. His store was located between a theater and a department store. James counts on the theater and department store to generate walk-in business for his store. James knows that if either of the other businesses closes, his store would incur a substantial financial loss. What type of insurance can James purchase to cover this type of loss exposure?