A group of nerds perfect a process for converting seawater into crude oil. In order to keep their process off the market, OPEC offers license to process by paying the nerds an annual royalty payment of $100,000,000 starting one year from now, and then increasingly annyally there after at a 4% rate forever. The nerds have figured out that they won't live forever, and they decide to sell their royalty rights to J.G. Spentworth Financial for a one-time lump sum payment based on a 10% discount rate their financial advisor recommended. What price, in whole dollars, should they expect to receive if J.G. Spentworth meets their expectations?