What do you mean by Electronic Banking

What do you mean by Electronic Banking?

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An electronic banking is cheap and efficient, the absence of paper can make it challenging to safeguard the authority for such transactions. Problems may also occasionally be caused by transmission failures or system crashes. Consequently, banking contracts now include provisions for the risks of electronic transactions, including the customer’s duties to report problems, to select personal identification numbers (PINs) that are not obvious, and to safeguard those numbers, and the bank’s responsibility for electronic failures. Banks also impose daily and weekly limits on transactions to control losses due to fraud. Finally, there is greater reliance on international rules, such as the UNCITRAL Model Law for International Credit Transfers.

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