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Process of channeling funds from savers to dissavers

Financial intermediation is, largely, the process of: (1) lending money out at interest. (2) spending funds faster than revenues are obtained. (3) channeling funds from savers to dissavers, as well as to investors into economic capital. (4) buying and selling currencies into international money markets. (5) issuing bonds to cover government deficits.

Hello guys I want your advice. Please recommend some views for above Economics problems.

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