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Problem of Financial Capital for direct economic resources

The direct economic resources a farmer employs to generate avocadoes would not comprise: (I) human capital in form of expertise regarding growing avocadoes. (II) fertile land. (III) loans from a bank to finance SUCH year’s crop. (IV) machinery, equipment, and other forms of economic capital. (V) the farmer’s entrepreneurial skills.

Please choose the right answer from above...I want your suggestion for the same.

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