--%>
Assignment Help - homework help

How do mergers influence communities

How do mergers influence communities?
While a locally controlled bank is merged into a bank headquartered elsewhere (an out-of-market merger), some of the apprehension regarding the institution's future commitment to the local community is bound to result. Though, since such mergers in general are motivated through a bank's desire to acquire access to a new market, commitment to the community frequently is in fact enhanced. Banks, aware that merger transactions focus public attention on their role in the community, frequently show their commitment instantly through greater lending activity. Banking regulators monitor both the statements of commitment made through institutions at the time of a merger or acquisition, plus banks' performance under the Community Reinvestment Act, which requires banks to serve all parts of the community.

   Related Questions in Finance Basics

  • Q : Retiring an internally held debt and

    Normal 0 false false

  • Q : Determine the level of real output in

    Normal 0 false false

  • Q : Decision rule using net present value

    Describe the decision rule for accepting or rejecting proposed projects while using net present value? While using the net present value decision rule any project along with a net present value greater than or equal to zero would be acceptable.

    		•
  • Q : Cyclically adjusted budget Normal 0

    Normal 0 false false

  • Q : What is Victim Compensation and

    Victim Compensation and Government Claims Board, California: It is an administrative body in state government exercising quasi-judicial powers (that is, power to make rules and regulations) to set up an orderly procedure by which the Legislature will

    		•
  • Q : Describe benefits of the JIT inventory

    Describe the benefits of the JIT inventory control system? The just-in-time (JIT) inventory control system lowers inventory carrying costs & tends to raise quality.  

    		•
  • Q : Debit or credit Hi this is Shailender

    Hi this is Shailender Ojha i want to know when we receive the sales where we put the sales. in debit or credit column . could you please let me know.

    		•
  • Q : Influence of mergers and acquisitions

    What influence has mergers and acquisitions had on a customer's access to branches?A branch closing that has resulted from a merger require not necessarily mean a lost relationship. The cause a branch closes is usually the presence of a nearby b

    		•
  • Q : How do mergers influence consumers How

    How do mergers influence consumers?The effects mergers have on consumers differ widely. There may be some inconvenience and anxiety while a customer's bank or branch is obtained. The issuance of new account numbers and new checks is a familiar h

    		•
  • Q : What is Debt Financing Debt Financing :

    Debt Financing: Whenever a firm raises money for the working capital or capital expenses by selling bonds, bills, or notes to individual and or institutional investors. In return for lending money, the individuals or institutions become creditors and

    		•