Explain second mortgagee and also recording of Interests
Explain second mortgagee and also recording of Interests in Land?
Expert
A second mortgagee has rights (and remedies) similar to the first mortgagee, except that its interest is in the equity of redemption, not the legal title, and it ranks behind the first mortgagee in priority of payment.
Recording of Interests in Land
Under the registry system, you must register a copy of a document creating an interest in land (or your interest will not be protected). A prospective purchaser will have his or her lawyer search title to the land in the registry office; based on that search, the lawyer will "certify title." Under the land titles system, (which covers parts of Ontario), the land titles office provides a document showing the state of the title and the purchaser is entitled to rely on that document.
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